Cars, cars, cars ...
Once upon a time, Alex bought a new Scion TC1, got her first car loan, and has been getting Capitol One offers ever since. There are three chunks of documentation with a car her in TaxLand:
- Title
- Registration
- Insurance
Here's where we are. Title: Alex. Registration: me. Insurance: Both.
WTF??? Both?
There was an unfortunate mishap in our garage involving a Nissan Altima and a Nissan Xterra. Which, naturally upon renewal, caused Alex's insurance to skyrocket. Well, can't have that.
Here's what we thought. Title: Alex. Registration: Alex. Insurance: me.
So, Alex hit the WWW, and switched to GEICO. Now, how to get her off my policy? Easy - provide proof of insurance. GEICO sends paperwork, I run the scanner, and a few hours later, email arrives at Liberty Mutual.
"Great. Thanks. I'll take her off your policy."
A few hours later: "Hey, we can't take her off until you show the plates have been surrendered."
Me, monentarily after: "The car is registered to Alex. Always has been. Scouts honor."
Me, monents later to Alex: "Is the car registered in your name?" Her, moments later:"Yes, I think so". "Well, next time you're in the car, check and call me back".
Them the next day: "There's a note in your file about registering it in your name for your insurance policy to cover it."
Time passes. Alex calls. It's registered in my name.
Tell my new-found email correspondent at Liberty Mutual: "Whoops - we're stupid ..."
Them to me: "Surrender the plates, read/fax/copy/email the green slip (reciept for the plates) and we'll take her off the policy."
Sweet. Two insurance coverages being paid for, but hey ... it's just paperwork, right?
Off I go to http://www.nydmv.state.ny.us/regtransfer.htm
Sweet. I'll give a gift to the first person who figures out how to change the details of the registration. Unless it's Alex, who has to do it at the DMV the hard way. Then, dinner at Aja's.
What a day ...
rr
- Title
- Registration
- Insurance
Here's where we are. Title: Alex. Registration: me. Insurance: Both.
WTF??? Both?
There was an unfortunate mishap in our garage involving a Nissan Altima and a Nissan Xterra. Which, naturally upon renewal, caused Alex's insurance to skyrocket. Well, can't have that.
Here's what we thought. Title: Alex. Registration: Alex. Insurance: me.
So, Alex hit the WWW, and switched to GEICO. Now, how to get her off my policy? Easy - provide proof of insurance. GEICO sends paperwork, I run the scanner, and a few hours later, email arrives at Liberty Mutual.
"Great. Thanks. I'll take her off your policy."
A few hours later: "Hey, we can't take her off until you show the plates have been surrendered."
Me, monentarily after: "The car is registered to Alex. Always has been. Scouts honor."
Me, monents later to Alex: "Is the car registered in your name?" Her, moments later:"Yes, I think so". "Well, next time you're in the car, check and call me back".
Them the next day: "There's a note in your file about registering it in your name for your insurance policy to cover it."
Time passes. Alex calls. It's registered in my name.
Tell my new-found email correspondent at Liberty Mutual: "Whoops - we're stupid ..."
Them to me: "Surrender the plates, read/fax/copy/email the green slip (reciept for the plates) and we'll take her off the policy."
Sweet. Two insurance coverages being paid for, but hey ... it's just paperwork, right?
Off I go to http://www.nydmv.state.ny.us/regtransfer.htm
Sweet. I'll give a gift to the first person who figures out how to change the details of the registration. Unless it's Alex, who has to do it at the DMV the hard way. Then, dinner at Aja's.
What a day ...
rr
Comments
http://nysdmv.com/register.htm#different
Registrant and Owner are not the Same Person
Can the registration document and the title certificate for a vehicle show two different names?
Yes. For example, one spouse can be the owner and the other spouse can be the registrant. When a vehicle is leased, the leasing company is normally the owner and the customer is the registrant.
The owner Alex (the name on the title certificate) must authorize the other person Alex to register the vehicle. The owner Alex must complete box 3 on form MV-82, or complete form MV-95.
When you apply for a vehicle registration, you must provide the original proof of ownership. If the proof is a NYS title certificate in the name of the current owner Alex , the title certificate is examined and returned to you at the DMV office. If the proof is not a NYS title certificate in the name of the current owner, the DMV keeps the proofs and mails a NYS title certificate to the owner within 90 days. Carefully read the information about proof of ownership for all of the requirements.
The required liability insurance and NYS insurance ID card must display the name of the registrant Alex , not the name of the owner.
Either the registrant Alex or the owner Alex can bring the application for the registration and the title certificate to a DMV office. The person who applies must show the original proofs of identity and date of birth for both the registrant Alex and the owner Alex . If you send the application by mail (see "Register Your Vehicle While You are not In NYS"), you can send photocopies of the proofs of identity and date of birth. If you apply by mail, all other proofs must be the original documents.
And, to collect the paperwork, Alex has to come over. And, I'll get my haircut for free!!!
Hugs,
rr